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FAST APROVAL

NCFI Fast-Track – Quick loan approval so you can access funds sooner!

LOW INTEREST RATE

Save More, Pay Less – Our loans come with competitive, budget-friendly rates!

FLEXIBLE PAYMENT TERMS

Stress-Free Payments – Enjoy manageable monthly plans designed around you!

BIG LOAN AMOUNT

Go Big with Your Loan – Simple, quick and efficient financing for major amounts!

Early Repayment Option

Pay Early, Save More – Settle your NCFI loan ahead of time and enjoy a discount!

LOAN SERVICES

nittan capital finance loan services

PERSONAL LOAN

PERSONAL LOAN

Flexible funds for tuition, emergencies, and more.

  • Designed for regular local employees who’ve served at least a year with their employer.
  • Borrow as much as ₱250K

NEGOSYANTE LOAN

NEGOSYANTE LOAN

Fuel your SME’s growth with easy business financing.

  • Grow your business; fund new branches or boost inventory
  • Open to businesses operating for 1 year or more
  • Access financing up to ₱2 million

MEDICAL SPECIALIST'S LOAN

MEDICAL SPECIALIST'S LOAN

Launch or expand your medical practice smoothly.

  • Open to professionals, with or without a clinic
  • Valid PRC ID required
  • Borrow as much as ₱1 million

OFWs/SEAMAN’S PERSONAL LOAN

OFWs/SEAMAN’S PERSONAL LOAN

Support for overseas Filipino workers and seamen.

  • For seamen onboard or ready to set sail
  • For OFWs already overseas or about to depart

US TEACHERS PERSONAL LOAN

US TEACHERS PERSONAL LOAN

Fund your U.S. teaching journey with ease

  • Already abroad or set to depart with a job offer in hand
  • Borrow as much as ₱850K

IMMIGRANT PERSONAL LOAN

IMMIGRANT PERSONAL LOAN

Start your new life confidently with our support.

  • Already abroad or set to depart
  • With confirmation of Permanent Residence

Who we are

For over two decades, Nittan Capital Finance, Inc. (NCFI) has been empowering Filipino families nationwide. Our mission is to make dreams attainable by providing accessible credit and loan facilities, helping even the average Filipino family achievetheir goals and build a brighter future.

Since our incorporation in 2002, we have supported thousands of clients in realizing their aspirations, whether personal, entrepreneurial, or business-related. With strategically located branches across the Philippines, NCFI ensures fast, reliable, and convenient loan solutions to meet both simple and complex financial needs.

Whatever your goal, whatever the season, NCFI remains committed to delivering exceptional financial services that make a meaningful difference in the lives of every Filipino.

SEC Registration No. A200204351
Head Office: 3603 The Discovery Centre 25 ADB Avenue, Ortigas Center, Pasig City (Authority to Operate No. 240)

BRANCHES
  • Baguio: Room 307 Lyman Ogilby Centrum, 358 Magsaysay Avenue, Baguio City (Authority to Operate No. 240-E)
  • Cebu: Room 217 CDC Building, Osmeña Boulevard, Cebu City (Authority to Operate No. 240-C)
  • Davao: Suite 2004-B Alyvea Bldg. Sta. Ana Ave., Cor. L. Ma. Guerrero St., Brgy. 30-C Davao City (Authority to Operate No. 240-D)
  • Iloilo: Room 203 Lucky Plaza Building 28-H Quezon Street, Iloilo City (Authority to Operate No. 240-A)
  • Pangasinan: Room 5 2nd Floor LIS Building, McArthur Highway, San Vicente, Urdaneta City, (Authority to Operate No. 240-G)
  • Isabela: 2nd Floor SMK Building, Maharlika Highway, Malvar, Santiago City, Isabela (Authority to Operate No. 240-F)

FREQUENTLY ASKED QUESTIONS

Find useful information, choose your loan plan and get started today!

1.    Submit all required documents for the loan product you wish to apply for. You may do this via email or by visiting our office in person. Please ensure all documents are current and up to date.

Note: A co-borrower may be required depending on the loan product you are applying for and the loan amount. For more information, please contact us through our official social media channels.

2.    The submitted documents will be reviewed by the designated department.

3.    Once your documents are approved, you will be informed that the application forms are ready for completion.

4.    The loan process will officially begin after all necessary documents have been submitted. Please ensure that all reference contact details you provide are active and reachable to ensure smooth processing.

5.    Should any issues arise with your application, you will be notified immediately to address them. If no issues are found, your application will proceed to the approval stage.

6.    The Processing Department will inform you of the scheduled release of the loan.

For Personal Loan:

1. Proof of Billing

2. NBI, Police Clearance, or Barangay Clearance (any of the three)

3. Certificate of Employment

4. 1-month latest pay slip/s

5. 2 Valid IDs

6. 2x2 Picture (2 pcs)

 

For Negosyante Loan

Sole Proprietorship:

1. Proof of Billing

2. Barangay Clearance

3. DTI/Business Permit/Mayor's Permit (whichever is available)

         4. Statement of Account (at least 3months)

         5. ITR, if available

         6. 2 Valid IDs  

         7. 2x2 picture (2 pcs)

Corporation:

  1. Proof of Billing
  2. Mayor’s Permit
  3. Certificate of Registration
  4. Audited Financial Statement
  5. ITR
  6. General Information Sheet
  7. Bank Statement (1 year)
  8. 2 valid IDs
  9. 2X2 picture (2 pcs)

Seaman/OFW Personal Loan

Borrower:

         1. Proof of Billing   

         2. NBI, Police Clearance, or Barangay Clearance (any of the three)

         3. OEC/ Visa / Flight details

         4. Employment contract

         5. 2 Valid IDs (Passport, UMID/SSS, Postal, Driver’s license, PRC, etc.)

         6. 2x2 picture (2 pcs)

Co-borrower:

1. Proof of Billing

2. NBI, Police Clearance, or Barangay Clearance (any of the three)

3. Certificate of Employment

4. 1-month latest pay slip/s

5. 2 Valid IDs

6. 2x2 Picture (2 pcs)

 

US Teacher Personal Loan

1. Proof of Billing  

2. NBI, Police Clearance, or Barangay Clearance (any of the three)

3. Offer Letter

4. DS2019/Visa/CFO Certificate, Flight details & OEC (for direct-hire)

5. 2 Valid IDs (Passport, UMID/SSS, Postal ID, Driver’s license, PRC, etc.)

6. 2x2 picture (4 pcs)

Co-borrower

1. Proof of Billing

2. NBI, Police Clearance, or Barangay Clearance (any of the three)

3. Certificate of Employment

4. 1-month latest pay slip/s

5. 2 Valid IDs

6. 2x2 Picture (2 pcs)

 

Medical Specialist Loan

With existing clinic:

1. Proof of Billing

2. Barangay Clearance

3. DTI/Business Permit/Mayor’s Permit (whichever is available)

4. Statement of Account (at least 3months)

5. ITR, if available

6. 2 Valid IDs (including PRC ID)

For Clinic Start-Up:

  1. Proof of Billing
  2. Barangay Clearance
  3. 2 valid IDs (including PRC ID)

 

Immigrant Loan

1. Proof of billing

2. NBI, Police clearance, or Barangay Clearance (any one of the three)

3. Two (2) valid IDs

4. Comprehensive immigration documents, including:

- Visa

- Residence permit

- Immigration certificate

- Green Card

- Work permit

- Official proof of immigration status, documents that show current       immigration status such as visa stamp or entry permit.

- Copy of Employment Contract      

Co-borrower

1. Proof of Billing

2. NBI, Police Clearance, or Brgy Clearance (any of the three)

3. Certificate of Employment

4. 1-month latest pay slip/s

5. 2 Valid IDs

6. 2x2 Picture (2 pcs)

  1. OTC - Bank to bank
  2. Cebuana Mlhuillier

To apply for a loan, please provide the following information if you are eligible to fill out the application form:

  • Add offices’ addresses and contact numbers with map.

We’d love to hear from you (portion)

  • Change text to: Have questions or need assistance? Our team is here to guide you every step of the way.
  • Delete the Fax number
  • Delete the Credit Review Email
  • Change the email add to customersupport@nittancapitalfinance.ph.com
  • Contact us: Tried it but did not receive any response.

 

Important Note: Please study and read the terms and conditions in the disclosure statement before proceeding with loan transactions

 

Official Facebook Page

www.facebook.com/nittancapitalfinanceph

 

VIEW ALL FAQ
Frequently Asked Questions

WE’D LOVE TO HEAR FROM YOU

Do you have a comment, a suggestion or in need of help? We are here to listen!

OUR BRANCHES

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DAVAO BRANCH
BAGUIO BRANCH
ISABELA BRANCH
PANGASINAN BRANCH
CEBU BRANCH
ILOILO BRANCH